Privacy Policy

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Privacy Policy

Introduction 

This is the Privacy Policy for the Certified Professional Bookkeepers of Canada (“CPB Canada”), legally known as the Institute of Professional Bookkeepers of Canada. This CPB Canada Privacy Policy explains how CPB Canada collects, uses, discloses, provides, and safeguards personal information.  

The objective of the CPB Canada Privacy Policy is to promote responsible and transparent personal information management practices in a manner consistent with the governing provisions of the Personal Information Protection and Electronic Documents Act (“PIPEDA”) and the Office of the Privacy Commissioner of Canada (“OPC”).  

PIPEDA is a federal legislation that defines “personal information” as any information about an identifiable individual, which includes information that can be used on its own or with other information to identify, contact, or locate a single person. Personal information under PIPEDA and this Privacy Policy does not include business contact information, including names, titles, or business contact information of individuals.  

When dealing with personal information, PIPEDA requires organizations to comply with a series of rules based on 10 principles: 

  1. Accountability
  2. Identifying purposes
  3. Consent
  4. Limiting collection
  5. Limiting use, disclosure, and retention
  6. Accuracy
  7. Safeguards
  8. Openness
  9. Individual access
  10. Challenging compliance

     

The CPB Canada Privacy Policy is based on these ten principles, and CPB Canada will adhere to them as a whole. Each principle should be read in conjunction with the accompanying commentary. As permitted by PIPEDA, commentary in the CPB Canada Privacy Policy has been drafted to reflect personal information issues specific to CPB Canada. 

CPB Canada will continue to review and update the CPB Canada Privacy Policy at any time to ensure it is relevant and remains current with changing industry standards, technologies, and laws.  

Scope and Application 

The scope and application of the CPB Canada Privacy Policy are as follows: 

  • The CPB Canada Privacy Policy applies to personal information collected, used, or disclosed by CPB Canada in the course of commercial activities.
  • The CPB Canada Privacy Policy applies to managing personal information in any form, whether oral, electronic or written.
  • The CPB Canada Privacy Policy will not typically apply to information regarding CPB Canada’s corporate members. However, such information may be protected by other CPB Canada policies and procedures or through contractual arrangements.
  • The CPB Canada Privacy Policy application is subject to the requirements and provisions of PIPEDA, the regulations enacted thereunder, and other applicable legislation or regulations.
  • The CPB Canada Privacy Policy does not impose any limits on the collection, use or disclosure of the following information by CPB Canada:
    1. Business-related information of a corporate member, non-member, or employee, such as an individual’s title, duty, business address, business email address, and business number;
    1. Other information about an individual that is publicly available and is specified by regulation pursuant to the PIPEDA; 
    1. Non-personal information that does not directly or indirectly reveal an individual’s identity or directly relate to an identifiable individual, such as demographic information, or statistical or aggregated information; or,
    1. As otherwise exempted by the CPB Canada Privacy Policy and/or applicable law.

Privacy Policy in Detail 

PRINCIPLE 1: Accountability 

1.01 CPB Canada is responsible for personal information under its control and will designate one or more persons accountable for CPB Canada’s compliance with the following principles. 

1.02 Responsibility for compliance with the CPB Canada Privacy Policy provisions rests with the CPB Canada Chief Executive Officer (CEO), who can be reached at 1-866-616-4722 or via info@cpbcan.ca. Other individuals within CPB Canada may be delegated to act on behalf of the CPB Canada Chief Executive Officer or to take responsibility for the day-to-day collection and/or processing of personal information. 

1.03 CPB Canada will make known, upon request, the title of the person or persons designated to oversee CPB Canada’s compliance with the CPB Canada Privacy Policy. 

1.04 CPB Canada is responsible for personal information in its possession or control. CPB Canada will use contractual or other means to provide a comparable level of protection while information is being processed or used by a third party. 

1.05 CPB Canada may contract with third parties in a jurisdiction not subject to PIPEDA, for example, outside Canada. In such circumstances, CPB Canada will use contractual or other means to ensure that the third party employs a comparable level of protection as established by PIPEDA while using or processing personal information provided by CPB Canada.  

1.06 CPB Canada implements policies and procedures to give effect to the CPB Canada Privacy Policy, including: 

  1. Implementing procedures to protect personal information and to oversee CPB Canada’s compliance with the CPB Canada Privacy Policy;
  1. Implementing procedures to receive and respond to complaints or inquiries;
  1. Training employees to understand and follow CPB Canada’s policies and procedures;
  1. Developing information materials to explain CPB Canada’s policies and procedures; and,
  1. Review the effectiveness of the policies and procedures to facilitate compliance with the CPB Canada Privacy Policy and consider any revisions as deemed appropriate biannually.

     

PRINCIPLE 2: Identifying Purposes for Collection of Personal Information 

2.01 CPB Canada will identify the purposes for which personal information is collected at or before the time the information is collected. 

2.02 CPB Canada collects personal information only for the following purposes: 

  1.  To identify individuals;
  1. To establish, maintain, communicate and renew membership in CPB Canada;
  1. To advertise, develop, enhance and provide marketing services and products;
  1. To measure and improve the effectiveness of CPB Canada services, products and marketing endeavours;
  1. To manage and develop Canada’s business operations, including personnel and employment matters;
  1. To protect CPB Canada against error and fraud; and
  1. To meet legal and regulatory requirements.

     

2.03 Further reference to “identified purposes” means the purposes identified in this Principle. 

2.04 Upon request, persons collecting personal information on behalf of CPB Canada will explain these identified purposes or refer the individual to a designated person within CPB Canada who can explain the purposes. 

2.05 When personal information collected is to be used or disclosed for a purpose not previously identified, the new purpose will be identified before use. Unless otherwise permitted or required by law, the individual’s consent will be acquired before their information is used or disclosed for the new purpose. 

2.06 CPB Canada will document the purposes for which personal information is collected before the information is collected. 

2.07 CPB Canada will make reasonable efforts to ensure that individuals know the purposes for which personal information is collected, including any disclosures to third parties. 

PRINCIPLE 3: Obtaining Consent for Collection, Use, or Disclosure of Personal Information 

3.01 The knowledge and consent of an individual are required for the collection, use, or disclosure of personal information, except where exempted in the CPB Canada Privacy Policy and/or applicable law. In certain circumstances, personal information can be collected, used, or disclosed without the knowledge and consent of the individual. 

3.02 In obtaining consent, CPB Canada will use reasonable efforts to ensure that, where not obvious, an individual is advised of the purposes for which personal information will be used or disclosed. The identified purposes will be stated in a manner that the individual can reasonably understand. 

3.03 Generally, CPB Canada will seek consent to use and disclose personal information while collecting it. However, CPB Canada may seek consent to use and/or disclose personal information after it has been collected, but before it is used and/or disclosed for a new purpose. 

3.04 CPB Canada may require individuals to consent to the collection, use and/or disclosure of personal information as a condition of the supply of a product or service only if such collection, use and/or disclosure are required to fulfill the explicitly specified and legitimate identified purposes. 

3.05 In determining the appropriate consent form, CPB Canada will consider the sensitivity of the personal information and the individual’s reasonable expectations. 

3.06 The purchase or use of products and/or CPB Canada services by a member or non-member, or the acceptance of employment or benefits by an employee, may constitute implied consent for CPB Canada to collect, use and disclose personal information for the identified purposes, including communicating with the individual. 

3.07 An individual may withdraw consent at any time, subject to legal or contractual restrictions, provided that reasonable notice of withdrawal of consent is provided to CPB Canada, and the withdrawal of consent is in writing and includes the individual’s understanding that withdrawal of consent could mean that CPB Canada cannot provide the individual with a related product or service. Individuals may contact CPB Canada for more information regarding the implications of withdrawing consent. 

3.08 CPB Canada may collect, use, or disclose personal information without knowledge or consent if it is clearly in the individual’s interests and consent cannot be obtained promptly, such as when the individual is seriously ill or mentally incapacitated. 

3.09 CPB Canada may collect, use, or disclose personal information without knowledge or consent if seeking the individual’s consent might defeat the purpose of collecting, using, or disclosing the information, such as in investigating a breach of an agreement or a contravention of a law. 

3.10 CPB Canada may collect, use, or disclose personal information without knowledge or consent in an emergency where an individual’s life, health, or security is threatened. 

3.11 CPB Canada may use or disclose personal information without knowledge or consent to a lawyer representing CPB Canada, to collect a debt, to comply with a subpoena, warrant or other court order, or as may be otherwise required or authorized by law. 

PRINCIPLE 4: Limiting Collection of Personal Information 

4.01 CPB Canada will limit the collection of personal information to that necessary for the purposes identified by CPB Canada. CPB Canada will collect personal information by fair and lawful means. 

4.02 CPB Canada collects personal information primarily from members, non-members and employees. 

4.03 CPB Canada may also collect personal information from other sources, including credit bureaus, employers, personal references, or other third parties who represent that they have the right to disclose the information. 

PRINCIPLE 5: Limiting Use, Disclosure, and Retention of Personal Information 

5.01 CPB Canada will not use or disclose personal information for purposes other than those for which it was collected, except with the individual’s consent or as required or permitted by law. CPB Canada will retain personal information only as long as necessary to fulfill those purposes. 

5.02 CPB Canada may disclose an individual’s personal information to a third party who, in the reasonable judgment of CPB Canada, is seeking the information as an agent of the individual, such as: 

  1. a third party involved in supplying the individual with CPB Canada products or services;
  1. a third party engaged by CPB Canada to perform functions on its behalf;
  1. a third party engaged by CPB Canada for the development, enhancement, marketing or provision of any of CPB Canada’s products or services;
  1. a third party engaged by CPB Canada to collect the member’s or non-member’s account;
  1. a credit reporting agency;
  1. a public authority or agent of a public authority if, in the reasonable judgment of CPB Canada, it appears that there is imminent danger to life or property which could be avoided or minimized by disclosure of the information; or,
  1. a third party or parties, where the individual consents to such disclosure or disclosure is required or permitted by law.

5.03 In addition to the purposes identified in 5.02, CPB Canada may disclose personal information about an individual who is an employee: 

  1. for regular personnel and benefits administration, such as the initiation, management or termination of the employment relationship; or,
  1. in the context of providing references regarding current or former employees in response to requests from prospective employers.

5.04 Only CPB Canada employees with a business “need-to-know”, or whose duties reasonably so require, are granted access to personal information about members and employees. 

5.05 CPB Canada will keep personal information only as long as it remains necessary or relevant for the identified purposes or as required by law. Depending on the circumstances, where personal information has been used to make a decision about an individual, CPB Canada will retain, for a period that is reasonably sufficient to allow for access by the individual, either the actual information or the rationale for making the decision. 

5.06 CPB Canada will maintain reasonable and systematic controls, schedules and practices for information and records retention and destruction that apply to personal information that is no longer necessary or relevant for the identified purposes or required by law to be retained. Such information will be destroyed, erased or made anonymous. 

PRINCIPLE 6: Accuracy of Personal Information 

6.01 Personal information will be as accurate, complete, and up-to-date as is necessary for the purposes for which it is to be used. 

6.02 Personal information used by CPB Canada will be sufficiently accurate, complete, and up-to-date to minimize the possibility that inappropriate information may be used to make a decision about an individual. 

6.03 CPB Canada will update personal information about individuals as necessary to fulfill the identified purposes or upon notification by the individual. 

PRINCIPLE 7: Security Safeguards 

7.01 CPB Canada will protect personal information by security safeguards appropriate to the sensitivity of the information. 

7.02 CPB Canada will protect personal information against risks such as loss or theft, unauthorized access, disclosure, copying, use, modification, or destruction through appropriate security measures, regardless of the format in which it is held. 

7.03 CPB Canada will protect personal information disclosed to third parties by contractual or other means to safeguard the confidentiality of the information and the purposes for which it is to be used. 

7.04 CPB Canada will not permit third parties to use any personal information provided by CPB Canada for their own purposes.  

7.05 CPB Canada will only permit third parties to use personal information provided by CPB Canada for specified purposes in accordance with our instructions.  

7.06 All CPB Canada employees with access to personal information will be contractually required to respect the confidentiality of that information. 

7.07 The nature of the safeguards will vary depending on the sensitivity, amount, distribution and format of the information, and the storage method. A higher level of protection will safeguard more sensitive information. 

The methods of protection will include:

  1. physical measures, for example, locked filing cabinets and restricted access to offices;
  1. organizational measures, for example, controlling entry to data centers and limiting access to information on a “need-to-know” basis;
  1. technological measures, for example, the use of passwords and encryption; and,
  1. investigative measures, in cases where CPB Canada has reasonable grounds to believe that personal information is being inappropriately collected, used or disclosed.


PRINCIPLE 8: Openness Concerning Policies and Procedures 

8.01 CPB Canada will make specific information about its policies and procedures readily available to individuals, relating to the management of personal information. 

8.02 CPB Canada will make information about its policies and procedures easy to understand, including: 

  1. the title and address of the person or persons accountable for CPB Canada’s compliance with the CPB Canada Privacy Policy and to whom inquiries and/or complaints can be forwarded;
  1. the means of gaining access to personal information held by CPB Canada;
  1. a description of the type of personal information held by CPB Canada, including a general account of its use; and,
  1. a description of what personal information is made available to third parties.


PRINCIPLE 9: Access To Personal Information 

9.01 CPB Canada will inform an individual of the existence, use, and disclosure of their personal information upon request and will provide the individual access to that information except where inappropriate. An individual will be able to challenge the accuracy and completeness of the information and have it amended as appropriate. 

9.02 Upon request, CPB Canada will allow individuals a reasonable opportunity to review personal information in the custody of CPB Canada. Personal information will be provided in an understandable form within a reasonable time, and at minimal or no cost to the individual. 

9.03 In certain situations, CPB Canada may be unable to provide access to all the personal information it holds about an individual. For example, CPB Canada may not provide access to information if doing so would likely reveal personal information about a third party, such as another individual, or could reasonably be expected to threaten the life or security of another individual. Also, CPB Canada may not provide access to information, if disclosure, would reveal confidential commercial information, for example, if the information is protected by solicitor client-privilege, if the information was generated in the course of a formal dispute resolution process, or if the information was collected in relation to the investigation of a breach of an agreement or a contravention of the laws of (Canada) or a province. 

9.04 Upon request, CPB Canada will provide an account of the use and disclosure of personal information and, where reasonably possible, will state the source of the information. In providing an account of disclosure, CPB Canada will provide a list of third parties to which it may have disclosed personal information about the individual when it is impossible to provide an actual list. 

9.05 In order to safeguard personal information, an individual may be required to provide sufficient identification information to permit CPB Canada to account for the existence, use, and disclosure of personal information and to authorize such access. Any such information will be used only for this purpose. 

9.06 CPB Canada will promptly correct or complete any personal information found to be inaccurate or incomplete. CPB Canada will note any unresolved differences as to accuracy or completeness. Where appropriate, CPB Canada will transmit to third parties that have access to the personal information in question, any amended information, or the existence of any unresolved differences. 

9.07 Individuals can obtain information or seek access to their personal information by contacting the CPB Canada Chief Executive Officer (CEO). 

PRINCIPLE 10: Challenging Compliance 

10.01 An individual will be able to address a challenge concerning compliance with the above principles to the designated person or persons accountable for CPB Canada’s compliance with the CPB Canada Privacy Policy. 

10.02 CPB Canada will maintain procedures for addressing and responding to all inquiries or complaints from individuals regarding CPB Canada’s handling of personal information. 

10.03 CPB Canada will inform individuals about the existence of these procedures and the availability of complaint procedures. 

10.04 The person or persons accountable for compliance with the CPB Canada Privacy Policy may seek external advice where appropriate before providing a final response to individual complaints. 

10.05 CPB Canada will investigate all complaints concerning compliance with the CPB Canada Privacy Policy. If a complaint is found to be justified, CPB Canada will take appropriate measures to resolve it, including, if necessary, amending its privacy policies and procedures. An individual will be informed of the outcome of the investigation regarding their complaint. 

Website Privacy Policies  

Usage Tracking 

CPB Canada’s website may automatically record some general information about visitors, which CPB Canada may use for statistical analysis to help make the site more useful to visitors. This information might include: 

  1. the internet domain for a visitor’s internet service provider, such as “company.com” or “service.ca”;
  1. the IP address of the computer accessing the website, such as “ppp-55”;
  1. the type of browser the visitor is using;
  1. the type of operating system the visitor is using, such as Windows or Macintosh;
  1. the date and time the visitor accesses CPB Canada’s site;
  1. the web pages that the visitor accesses on CPB Canada’s site; and,
  1. the address of the previous website the visitor accessed, if the visitor linked to CPB Canada’s website from another website.

Cookies 

CPB Canada also uses “cookies” that identify visitors as they return, which can help CPB Canada tailor information to suit a visitor’s individual preferences. A cookie is a piece of data that a website can send to a visitor’s browser, which may store the cookie on the visitor’s hard drive. The goal is to save visitors time, provide them with a more meaningful visit, and measure website activity. Cookies do not contain any personally identifying information. Many browsers, however, allow visitors to disable cookie collection or inform visitors when a cookie is being stored on their hard drive. 

Online Transactions 

CPB Canada protects the security of transactions on our website using Secure Socket Layer (SSL) encryption-based Internet security protocol. SSL offers secure communications by encrypting all data going to and from the CPB Canada website. Stripe is used to process credit card transactions; its security, standards, and regulation compliance can be referenced here

CPB Canada protects the security of member renewal payments by utilizing tokenized credit card information.  

External Links 

This policy discloses the privacy practices for CPB Canada’s website. However, CPB Canada’s site contains links to other sites. Once visitors link to another site, they are subject to the new site’s privacy and security policies. We encourage visitors to read the privacy policies of all websites they visit.